Xero Pricing in the US.
A plain breakdown of what Xero actually costs, so you can budget before you commit. We'll help you pick the right tier and set it up properly.
Talk to Us About Setup →Pick a Plan, and We'll Set It Up.
Choosing a tier is only the first step. Once you're subscribed, we handle the full implementation: chart of accounts, bank feed connections, and historical data brought over from whatever you're using today, including a QuickBooks-to-Xero move if that's your situation. We test everything with your live data, train your team, and hand it over ready to run. Ongoing bookkeeping is available afterward too, if you want it, as a separate service.
Talk to Us About Setup →
Xero, implemented and configured for your business What You're Actually Paying For.
Xero pricing is billed in USD directly by Xero, the figures below are current published tiers. This is the cost of the software subscription itself, separate from our implementation service.
Choose the Plan That Fits Your Business.
Every Xero plan includes unlimited users. Higher tiers unlock unlimited invoices and bills, longer cash flow forecasts, and deeper reporting.
Early
Save 90% for 6 months
Unlimited users
- Send quotes and 20 invoices
- Enter 5 bills
- W-9 + 1099 management
- 30 day cash flow forecast
Growing
Save 90% for 6 months
Unlimited users
- Everything in Early
- Unlimited invoices and bills
- Auto-reconcile bank transactions
- 60 day cash flow forecast
Established
Save 90% for 6 months
Unlimited users
- Everything in Growing
- Use multiple currencies
- Analyze KPIs and ratios
- 180 day cash flow forecast
Pricing shown reflects Xero's currently published rates, including their current promotional discount (save 90% for the first 6 months on purchases made by September 30, 2026). Regular pricing applies after the promotional period ends. Rates are set by Xero and subject to change at any time, contact us to confirm current pricing before you commit.
Xero Pricing in the US, Answered.
Is this what I pay Xero directly, or does it include your service?
This is the Xero subscription cost you pay Xero for the software itself. Our implementation service is a separate, additional cost, we quote that during scoping based on what your business needs.
Which Xero plan should a small US business start with?
Early is enough for a very low-volume business, but most growing businesses outgrow its invoice and bill caps quickly. Growing is the realistic starting point for most US businesses. Established makes sense once you need multi-currency or deeper reporting.
Once I pick a plan, who sets Xero up?
We do. Once you’ve chosen a tier, we handle the organization setup, chart of accounts, bank feed connections, and historical data migration, so you’re not configuring it alone.
Does Xero really include unlimited users on every plan?
Yes, that’s one of Xero’s biggest practical differences from QuickBooks, which caps users by tier.
Can I upgrade or downgrade my plan later?
Yes, Xero plans can be changed at any time as your business grows or your needs change.
What happens after the promotional discount ends?
Your subscription renews at Xero’s regular published rate for your tier, shown struck through above. Xero’s current offer (90% off for 6 months) runs through purchases made by September 30, 2026, and pricing is subject to change after that, we’ll confirm the live rate with you during setup.
Let's talk about your numbers.
Tell us where things stand today. We'll give you a straight answer on what it'll take to get them right.